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“With a combined experience of over 80 years, the OFM Wealth investment committee develops strategies on two levels. A macro strategy determines an appropriate blend of bonds, stocks, and multi-asset, or alternative strategies. This macro level analysis is tested for potential returns and volatility expectations.

Then, the specific asset screening process begins with a keen eye on cost, historical return and volatility profiles, firm culture, commitment to specific investment styles, sustainable investing, etc.

The committee is not looking for the next hot investment. Rather, it screens for assets that together function to provide investment returns for the appropriate levels of risk.

One really key point…the OFM Wealth decision making process is objective. The committee objectively selects assets, receives no sales commissions, and has no proprietary product solutions.

Also, as fiduciaries, we eat our own cooking. That is, committee members own many of the same investments that we include in our clients’ portfolios.”

Sam Ogrizovich, CFP ®Sam Ogrizovich, CFP ®President, Senior Wealth Manager

The Investment Committee members are Sam Ogrizovich, CFP®, Cristine Marik, CFA, CFP®, Will Traylor, CFP® and Jeff Grenchik.

The committee meets on a regular basis, and its purpose and function is to identify, select, and review not only the broad investment themes and principles utilized in the management of investment portfolios, but also the specific assets utilized to implement client investment portfolios. The committee’s recommendations have been developed and refined over three decades of financial and market experience.
OFM WEALTH ASSET ALLOCATION PROCESS

The investment management process begins with a risk tolerance analysis, tax sensitivity objectives, review of legacy assets (if any), income needs, and personal specific objectives such as sustainable investing.

FIRST, SELECT BROAD ASSET CLASSES

  • Fixed Income
  • Stocks
  • Multi-Asset Strategies

THEN, SELECT SUBSETS WITHIN EACH BROAD ASSET CLASS EXAMPLE – STOCKS:

  • Large Company Stocks
  • Mid/Small Company Stocks
  • International Stocks

THEN, SELECT SUBSETS WITHIN SELECTED SUBSETS EXAMPLE – INTERNATIONAL STOCKS:

  • Developed Markets
  • Emerging Markets

THEN, WEIGHT (%) EACH BROAD ASSET CLASS AND SUBSET

THEN, TEST WEIGHTING WITH PROBABILITY ANALYSIS. THIS HELPS DETERMINE LEVELS OF RETURN BASED ON ACCEPTABLE LEVELS OF VOLATILITY

THEN, MONITOR ALLOCATION AND RE-BALANCE AS NEEDED