Why “Hourglass”? You have all seen the hourglass on the counter in our waiting area and/or the photo in the conference room. In short, “Hourglass” represents the emphasis we place on time. The dimension of time impacts retirement planning, investment management, and estate planning.
Retirement planning includes the timing of both accumulation and distribution phases. Investment time horizon issues are critical to investment decision-making. A historical view of peaks and troughs of bull/bear cycles helps to shape risk tolerance. Estate distribution plans and documents frequently reference timing concerns.
Education planning considerations are dominated by both the time to accumulate and time to distribute issues. Future “Hourglass” posts will focus in more detail on these financial planning topics. Additionally, everyone in our office will be contributing to “The Hourglass” with a variety of topics that we hope you will find interesting, useful, and timely.
All information is believed to be from reliable sources however we make no representation as to its completeness or accuracy. All economic and performance information is historical and not indicative of future results. Any market indices mentioned are unmanaged and cannot be invested in directly. Additional information, including management fees and expenses, is provided on our Form ADV Part 2. All investments involve risk and past performance is not a guarantee of future results.