Assistance with prioritizing goals Cash flow analysis to determine available after-tax cash flow College education cost (private and public) analysis to fund future needs Retirement feasibility study for ages 60 – 65 Plan (tax sensitive) for allocating discretionary income Develop investment plan that reflects risk tolerance, tax sensitivity, time horizon, coordination with 401k, etc. Estate planning direction relating to provisions in Wills, Powers of Attorney, and Trusts Fee – Only Solutions

Retirement Feasibility Study to determine start date, income goal and probability of a sustained retirement Coordination of various retirement income sources (retirement plans, IRA, Social Security, Personal Savings/Investments) Investment plan to reflect risk tolerance, tax efficiency, time horizon, income needs, future required minimum distributions, etc. Estate plan update to reflect current family situation, need for powers of attorney details and estate documents (Wills, Trusts). Discussion of healthcare and potential long term care needs Fee-Only solutions

Probability study to test current income sustainability Develop a meaningful gifting program that considers family and charity benefits, tax savings, and legacy goals Required minimum distribution management including income needs, taxation, charitable gifting Investment plan re-visit that reflects current income needs, management of legacy assets, taxation, etc. Multigenerational planning with the option of including children Update estate plan and documents regarding powers of attorney (agents and successors), Wills, and trusts, including distribution plans and successor trustees Transition from a one-size fits all brokerage firm solutions to Fee-Only, objective solutions

Assistance with defining and prioritizing sustainable investing goals Review of existing investments in relation to goals Develop investment plan to reflect time horizon, risk tolerance, tax sensitivity, income needs, and sustainable investing solutions Implement a fossil fuel free portfolio